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A simple answer to the question “Can I transfer road tax to a new or used car?” No. This law has been in place since 2014, when new legislation came into force that made road tax non-transferable between car owners. Therefore, it is important that you pay tax on your new or used car before you drive it off. This article will tell you exactly what you need to do to drive legally and avoid fines and fines.
What should I do when I buy a car?
Once the vehicle has been sold, it must be reported to the DVLA (Driver and Vehicle Licensing Agency). This must be done by the merchant when they complete the “new custodian” section of the V5C certificate and submit it to the DVLA. You, as the new owner, keep the green part of the certificate. This can also be done quickly online by notifying the DVLA that you have sold, transferred or bought a vehicle.
Can I transfer vehicle tax to a new car?
Where previously car owners could carry over any remaining months of tax on a new vehicle, this is no longer the case – the seller cannot carry it over. Most importantly, you can’t drive a car until you tax it, and you can’t tax it until you buy a car. If your car is not taxed, your insurance may not be valid. Not only can you be fined for not having taxes, but if you have an accident or your car is stolen, you can be fined for not having insurance and even prosecuted.
Because you need to tax a car before you drive it, you need a new custodian section in V5C online. This will allow you to immediately tax the car. This can be done online, by phone or at the post office.
Remember that if you are a disabled driver or own a classic car, you may be eligible for a road tax exemption. Read our blogs to find out more.
Online car taxes
To tax your vehicle online, you will need one of the following documents or information when you apply.
- 16-digit registration number in the vehicle tax renewal letter (V11)
- 11-digit registration number in the log book (V5C)
- If you have just bought a car, you can enter the 12-digit registration number in the new owner application (V5C/2).
Some older vehicles have identification numbers less than 12 digits. If so, you should contact the DVLA.
car tax by phone
To tax your new car over the phone, call the DVLA’s automated 24/7 service. The process should take no more than five minutes. 0300 123 4321 (text phone 0300 790 6201), calls are charged at local rates.
Unfortunately, you will not be able to pay by direct debit over the phone – you must pay by credit or debit card. To do this, you will need the same information as when submitting an online tax application (see above).
Postal transport tax
First, make sure the post office you intend to use is still subject to vehicle tax, as many people are no longer taxed. If you are unsure, you can look up what services are offered by your local post offices online. In addition, the local post office will be able to advise you which branch to visit.
Make sure you have the following documentation:
- Completed reminder V11, V5C or adding a new custodian (V5C/2)
- Correct payment or debit or credit card (see below)
- Certificate of technical inspection (must be valid at the time of taxation)
- Insurance certificate or cover note (Northern Ireland only)
Can I tax my car without a V5C or V11 reminder?
Yes, but you must first apply for a new V5C online or by mail (form available in the mail). This can take four to six weeks and will cost £25.
If you have lost your logbook and want to get a new one, read the blog to find out how.
How much taxes will I pay?
First year tax rates for new vehicles are based on CO2 emissions in g/km and differ from the standard rate. For example, a new sports car such as the Alfa Romeo Giulia Quadrifoglio is taxed at £2015 in its first year and then reduced to the standard 12-month rate of £165.
Standard rates can also vary for new cars, from about £30 a year to about £540 depending on power and emissions.
Used cars already have their first year tax paid, so you will only pay the standard rate when you buy a used car. The standard rate for most used cars registered on or after 1 April 2017 is around £165.
Vehicles registered prior to March 1, 2001 fall into two tax categories – those with an engine capacity above and below 1549 cc. See the table below to calculate the tax you will pay.
Vehicles registered after March 1, 2001 and before March 31, 2017 are classified into 13 tax groups (AM) based on CO2 emissions.
The best way to determine the specific amount of tax you will pay for a specific model is to use the Vehicle Certification Agency’s online tool. By entering the car’s age, model, fuel type, and transmission, the tool will tell you how much tax you have to pay per year.
What to do when selling a car?
If you are selling your vehicle, you must notify the DVLA by returning the relevant part to V5C. Failure to do so will result in a £1,000 fine. Any full months remaining before paying road tax will be refunded automatically. For example, if you sold your car in mid-January and your tax expires in mid-March, you will receive a one-month tax refund.
Transfer of ownership of a vehicle
Sometimes ownership of a vehicle is transferred to people—for example, a parent passes on their car to a son or daughter. At the same time, individuals still do not have the right to transfer the rest of the tax to it. Treat this as a purchase and register the transfer with the DVLA using V5C.
As per purchase, you will receive a refund for any remaining full months left of vehicle tax when ownership is transferred. You may want to keep this in mind when choosing a date for the transfer of ownership.
Should I tax my car if it’s not on the road? (SORN)
SORN stands for Statutory Off-Road Notice. This is the declaration you must file with the DVLA if your vehicle is not used on public roads. Declaring your car as SORN means you don’t have to pay taxes or insurance on your car, but you can still take out SORN insurance to protect your car while it’s laid up.
You cannot provide a SORN when you buy, sell, or transfer a vehicle, so you must notify the DVLA that the vehicle is out of service by filing a SORN. If you stop paying taxes or stop insuring your car but don’t declare it as SORN, you may face a fine. This happens even if you have a slight delay in renewing your insurance policy.
Can I buy or sell a car without a log book?
In short, yes, it is still possible to sell or buy a car without a logbook, but DVLA does not recommend doing this.
You can legally sell a car without your V5C (logbook) as it is only used as proof of registration and not proof of ownership. However, you will need to provide the potential buyer with the bill of sale, including all the information needed to apply for a new ledger using Form V62.
The reason the DVLA does not recommend this is because in some cases buying a car without a V5C can be suspicious. The rush to sell the car may raise some concerns as to why the seller is looking for a quick sale.
Can I tax a car without a log book?
You cannot tax a vehicle without a log book, as you will need an 11-digit registration number. If you are a new owner of a vehicle and do not have a V5C in your name, you can use the New Owner Green Form to pay tax on your vehicle using your 12-digit registration number.
How to insure a new or used car
Luckily, insuring your new or used car is the easiest step to getting a new car, especially if you call the Adrian Flux experts. Whether your car is new or used, you will need an affordable auto insurance policy.
We offer competitive car insurance rates for all ages and conditions. Our best deals are only available by phone – 81.5% of all customers who received an online offer in August 2022 could have received a cheaper offer by phone.
Call 0800 369 8590 for a quick and hassle-free quote, or request a call back at a convenient time for you.
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