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Danske Bank UK has launched 40-year mortgage loans for customers.
The new term is available to buyers, homeowners and resellers.
Clients can access the new mortgage term through Danske Bank’s carbon-neutral mortgages in the UK, and through all fixes and traceable mortgages in Northern Ireland.
However, the lender says the new 40-year mortgage terms will not be available for fractional ownership schemes such as assisted purchase or co-ownership in Northern Ireland.
Patrick Mullan, Head of UK Mortgage Finance at Danske Bank, says: “We know people continue to face affordability issues and we are committed to playing our part by helping them on their home buying journey, especially those looking to buy their own. first house.
“Under the right circumstances, for clients, offering a 40-year term will be key to climbing the real estate ladder, and our range of products and features, including the ability to overpay, can help clients manage and shorten the term of their mortgages. more effective. in the coming years.”
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